Clearing & Settlement July 2020 Card Brand Enhancements: Interchange Program Description & Rate Changes

Business Impacts

Merchant portfolios may need be reviewed to prepare profitability models that support these interchange rate changes.

Visa

Canada Region

Changes to Performance Tier 1 Fee Program for Visa Debit Transactions

Visa will modify the description of the existing Canada domestic Performance debit fee programs.

FPI IQSTA IC Level Current Fee Program Name (PPM Description Name New Fee Program Name (PPM Description Name Current MAS and TSYS Express Fee Descriptor New MAS and TSYS Express Fee Descriptor Current Rate New Rate
P61 1423 1JX VS Canada Chip Debit Pit1 VS Can Performance Debit CAN CHPDBPIT1 CA PERF DB 0.15% + $0.05 NC
P62 1424 1JY VS Canada Chip Debit Pit1 IS VS Can Performance Debit IS CA CHPDBPIT1IS CA PERF DB IS 0.15% + $0.05 NC
P02 1439 1JH VS Canada Nch Bus Cr Pit1 VS Can Performance Business Credit CAN BUSPIT1 CA PERF BUS CR 1.80% + $0.00 NC
P01 1440 1JI VS Canada Nch Bus Cr Pit1 IS VS Can Performance Business Credit Is CAN BUSPIT1 IS CAPERFBUSCRIS 1.80% + $0.00 NC
FA5 11083 1O9 VS CA Performance T1 Infinite Business VS Can Performance Infinite Business CA PT1INFBUS CA PERF INFBUS 2.00% + $0.00 NC
FA6 11084 1PA VS CA Performance T1 Infinite Business ISS VS Can Performance Infinite Business Is CA PT1INFBUSIS CAPERFINFBUSIS 2.00% + $0.00 NC
P26 1455 1JT VS Canada Consumer PP PIT1 VS Can Performance Consumer Prepaid CAN PPDPIT1 CA PERFCONSPPD 1.32% + $0.00 NC
P25 1456 1JU VS Canada Consumer PP PIT1 IS VS Can Performance Consumer Prepaid Is CAN PPDPIT1 IS CAPERCONSPPDIS 1.32% + $0.00 NC
P73 11343 1Q2 VS Canada Comm PP Pit1 VS Can Performance Commercial Prepaid CAN COMPIT1PP CA PERF COMPPD 1.80% + $0.00 NC
P74 11344 1Q3 VS Canada Comm PP Pit1 IS VS Can Performance Commercial Prepaid Is CANCOMPIT1PPIS CAPERFCOMPPDIS 1.80% + $0.00 NC

Changes to Performance Tier 1 Fee Program for Visa Consumer Credit Transactions

Visa will modify the rates and descriptions of the existing Canada domestic Performance credit fee programs.

FPI IQSTA IC Level Current Fee Program Name (PPM Description Name) New Fee Program Name (PPM Description Name) Current MAS and TSYS Express Fee Descriptor New MAS and TSYS Express Fee Descriptor Current Rate New Rate Change in Rate
P08 1431 1I9 VS Canada Nch Cons Cr Pit1 VS Can Cons Cr Perform CAN CONPIT1 CAN CONPERF 1.32% + $0.00 1.20% + $0.00 -0.12%
P07 1432 1JA VS Canada Nch Cons Cr Pit1 IS VS Can Cons Cr Perform Is CAN CONPIT1 IS CANCONPERFIS 1.32% + $0.00 1.20% + $0.00 -0.12%
F22 1435 1JD VS Canada Nch Inf Cr Pit1 VS Can Infin Cr Perform CAN INFPIT1 CAN INFPERF 1.52% + $0.00 1.49% + $0.00 -0.03%
F21 1436 1JE VS Canada Nch Inf Cr Pit1 IS VS Can Infin Cr Perform Is CAN INFPIT1 IS CANINFPERFIS 1.52% + $0.00 1.49% + $0.00 -0.03%
P67 11067 1OT VS CA Performance Tier 1 HNW VS Can Performance HNW CA PT1 HNW CA PERF HNW 1.95% + $0.00 NC —-
P68 11068 1OU VS CA Performance Tier 1 HNW ISS VS Can Performance HNW Is CA PT1 HNW IS CA PERF HNW IS 1.95% + $0.00 NC —-

Changes to Domestic Interchange Rates

Visa will modify the rates to existing Canada domestic interchange programs that apply to purchase and credit voucher transactions for Visa consumer credit products.

FPI IQSTA IC Level Current Fee Program Name (PPM Description Name Current MAS and TSYS Express Fee Descriptor Current Rate New Rate Change in Rate
I01 1375 1IK VS Canada Credit Industry 1 CAN CRIND 1 1.18% + $0.00 1.07% + $0.00 -0.11%
I02 1376 1J1 VS Canada Nch CS Cr Ind1 IS CAN CONIND1 IS 1.18% + $0.00 1.07% + $0.00 -0.11%
F14 1380 1J3 VS Canada Nch IF Cr Ind1 IS CAN INFIND1 IS 1.37% + $0.00 1.34% + $0.00 -0.03%
F13 1379 1II VS Canada Infinite Industry 1 CAN INFIND 1 1.37% + $0.00 1.34% + $0.00 -0.03%
I03 1377 1IL VS Canada Nch CS Cr Ind2 IS CAN CONIND2 IS 1.23% + $0.00 1.00% + $0.00 -0.23%
I04 1378 1J2 VS Canada Infinite Industry 2 CAN INFIND 2 IS 1.23% + $0.00 1.00% + $0.00 -0.23%
F15 1381 1IJ VS Canada Infinite Industry 2 CAN INFIND 2 1.42% + $0.00 1.20% + $0.00 -0.22%
F16 1382 1J4 VS Canada Nch IF Cr Ind2 IS CAN INFIND2 IS 1.42% + $0.00 1.20% + $0.00 -0.22%
I31 11449 1R5 VS Canada Credit Industry 3 CAN CRIND 3 1.36% + $0.00 1.20% + $0.00 -0.16%
I32 11450 1R6 VS Canada Credit Industry 3 IS CAN CRIND3 IS 1.36% + $0.00 1.20% + $0.00 -0.16%
F17 11451 1R7 VS Canada Infinite Industry 3 CAN INFIND 3 1.54% + $0.00 1.30% + $0.00 -0.24%
F18 11452 1R8 VS Canada Infinite Industry 3 IS CAN INFIND3 IS 1.54% + $0.00 1.30% + $0.00 -0.24%
I35 11457 1SD VS Canada Credit Industry 4 CAN CRIND 4 1.36% + $0.00 1.20% + $0.00 -0.16%
I36 11458 1SE VS Canada Credit Industry 4 IS CAN CRIND4 IS 1.36% + $0.00 1.20% + $0.00 -0.16%
F19 11459 1SF VS Canada Infinite Industry 4 CAN INFIND 4 1.54% + $0.00 1.30% + $0.00 -0.24%
F20 11460 1SG VS Canada Infinite Industry 4 IS CAN INFIND4 IS 1.54% + $0.00 1.30% + $0.00 -0.24%
B01 1333 1KP VS Canada Rec Pmt Cons Cr CAN REC CON 1.37% + $0.00 1.25% + $0.00 -0.12%
B02 1334 1KQ VS Canada Rec Pmt Cons Cr IS CAN REC CON IS 1.37% + $0.00 1.25% + $0.00 -0.12%
F11 1335 1KR VS Canada Rec Pmt Infinite CAN REC INF 1.56% + $0.00 1.53% + $0.00 -0.03%
F12 1336 1KS VS Canada Rec Pmt Infinite IS CAN REC INF IS 1.56% + $0.00 1.53% + $0.00 -0.03%
C13 11463 1SL VS Canada Credit CNP CAN CRCNP 1.52% + $0.00 1.40% + $0.00 -0.12%
C14 11466 1SM VS Canada Credit CNP IS CAN CRCNP IS 1.52% + $0.00 1.40% + $0.00 -0.12%
F27 11467 1SN VS Canada Infinite CNP CAN INF CNP 1.71% + $0.00 1.65% + $0.00 -0.06%
F28 11468 1SO VS Canada Infinite CNP IS CAN INF CNP IS 1.71% + $0.00 1.65% + $0.00 -0.06%
F27 11469 1SP VS Canada HNW CNP CAN HNW CNP 2.45% + $0.00 2.40% + $0.00 -0.05%
F98 11470 1SQ VS Canada HNW CNP IS CAN HNW CNP IS 2.45% + $0.00 2.40% + $0.00 -0.05%
E01 1305 1IE VS Canada NonChip Electronic Credit CAN ELEC CR 1.42% + $0.00 1.25% + $0.00 -0.17%
E02 1306 1I0 VS Canada NonChip Elec CS CR IS CAN EL CONS IS 1.42% + $0.00 1.25% + $0.00 -0.17%
E07 1307 1IO VS Canada Electronic Infinite CAN ELEC INF 1.61% + $0.00 1.57% + $0.00 -0.04%
E08 1308 1I1 VS Canada NonChip Elec INF Cr IS CAN EL INF IS 1.61% + $0.00 1.57% + $0.00 -0.04%
S01 1253 1H8 VS Canada Standard Credit CAN STND CR 1.52% + $0.00 1.45% + $0.00 -0.07%
S02 1254 1IN VS Canada Cons Standard IS CAN STDCR IS 1.52% + $0.00 1.45% + $0.00 -0.07%
F01 1287 1IC VS Canada Standard Infinite CAN STND INF 1.71% + $0.00 1.70% + $0.00 -0.01%
F02 1288 1IU VS Canada Inf CR Stand IS CAN STDINF IS 1.71% + $0.00 1.70% + $0.00 -0.01%

US Region

Changes to Interchange Fee Programs for Visa Consumer Transactions

Visa will modify the rate and description for the existing U.S. Supermarket Credit interchange program.

FPI IQSTA IC Level Current Fee Program Name (PPM Description Name New Fee Program Name (PPM Description Name Current MAS and TSYS Express Fee Descriptor New MAS and TSYS Express Fee Descriptor Current Rate New Rate Difference in % Rate Difference in $ Rate
102 0026 106 VS CPS Supermarket Credit VS VT SPMKT CREDIT SIP CREDIT VTSMKTCR 1.22% + $0.05 1.50% + $0.07 0.28% $0.02

Changes to Business and Commercial Fee Descriptors and Rates

Visa will modify the rates and descriptions of existing business, corporate and purchasing interchange programs.

FPI IQSTA IC Level Current Fee Program Name (PPM Description Name New Fee Program Name (PPM Description Name) Current MAS and TSYS Express Fee Descriptor New MAS and TSYS Express Fee Descriptor Current Rate New Rate Difference in Rate
174 11547 1ST VS Corporate Fuel Level 2 N/A CORP FUEL LVL2 N/A 2.05% + $0.10 2.20% + $0.10 +0.15%
175 11548 1SU VS Purchasing Fuel Level 2 N/A PURC FUEL LVL2 N/A 2.05% + $0.10 2.20% + $0.10 +0.15%
290 8706 1NO VS Business Card Standard Debit VS Non-Qual Business Debit BUS STND DB NQ BUS DB 2.95% + $0.10 No Change No Change
365 10180 1NY VS Commercial Standard Prepaid VS Non-Qual Commercial Prepaid COM STND PP NQ COMM PPD 2.95% + $0.10 No Change No Change
110 0092 1AK VS Corporate Standard Non T/E VS Non-Qual Corporate Credit COR STD- OTHR NQ CORP CR 2.95% + $0.10 No Change No Change
272 8359 1NB VS US Corporate Card – Standard Wdata VS Non-Qual Corporate Cr W/Data COR STND WDATA NQ CORP WDATA 2.95% + $0.10 No Change No Change
111 0094 1AL VS Purchasing Standard Non T/E VS Non-Qual Purchasing Credit PUR STD- OTHR NQ PURCH CR 2.95% + $0.10 No Change No Change
239 701 1BW VS US Purchasing Card – Standard Wdata VS Non-Qual Purchasing Cr W/Data PUR STND WDATA NQ PURCH WDATA 2.95% + $0.10 No Change No Change
Changes to Business Credit Interchange Fee Programs

Visa will modify the rates and descriptions of existing business credit interchange programs.

FPI IC Level Current Fee Program Name (PPM Description Name New Fee Program Name (PPM Description Name Current MAS and TSYS Express Fee Descriptor New MAS and TSYS Express Fee Descriptor Current Rate New Rate Difference in % Rate Difference in $ Rate
112 1BX VS Business Elect T/E T1 VS Business Trl Travel BUS ELECTVL T1 BUSTR1TRAV 2.40% + $0.10 2.35% + $0.10 -0.05% $ –
231 1BN VS Business CNP T1 VS Business Tr1 Prod 1 BUS CNP T1 BUSTR1PROD1 2.25% + $0.10 2.65% + $0.10 0.40% $ –
381 1LJ VS Business CNP T2 VS Business Tr2 Prod 1 BUS CNP T2 BUSTR2PROD1 2.45% + $0.15 2.80% + $0.10 0.35% $0.05
384 1LM VS Business Electronic T/E T2 VS Business Tr2 Travel BUS ELECTVL T2 BUSTR2TRAV 2.75% + $0.15 2.50% + $0.10 -0.25% $0.05
387 1LS VS Business Elect T/E T3 VS Business Tr3 Travel BUS ELECTVL T3 BUSTR3TRAV 2.85% + $0.20 2.55% + $0.10 -0.30% $0.10
390 1LW VS Business CNP T3 VS Business Tr3 Prod 1 BUS CNP T3 BUSTR3PROD1 2.60% + $0.20 2.85% + $0.10 -0.25% $0.10
377 1RG VS Business CNP T4 VS Business Tr4 Prod 1 BUS CNP T4 BUSTR4PROD1 2.70% + $0.10 2.95% + $0.10 -0.25% $ –
399 1RI VS Business Elect T/E T4 VS Business T4 Travel BUS ELECTVL T4 BUSTR4TRAV 2.95% + $0.10 2.65% + $0.10 -0.30% $0.10
232 1BQ VS Business Retail T1 VS Business Trl Prod 2 BUS RETAIL T1 BUSTR1PROD2 2.20% + $0.10 1.90% + $0.10 -0.30% $ –
382 1LK VS Business Retail T2 VS Business Tr2 Prod 2 BUS RETAIL T2 BUSTR2PROD2 2.30% + $0.10 2.05% + $0.10 -0.25% $ –
391 1LX VS Business Retail T3 VS Business Tr3 Prod 2 BUS RETAIL T3 BUSTR3PROD2 2.40% + $0.10 2.10% + $0.10 -0.30% $ –
378 1RF VS Business Retail T4 VS Business Tr4 Prod 2 BUS RETAIL T4 BUSTR4PROD2 2.50% + $0.10 2.20% + $0.10 -0.30% $ –
170 1B1 VS Business Level 2 T1 NC BUS LVL2 T1 NC 2.05% + $0.10 1.90% + $0.10 -0.15% $ –
388 1LU VS Business Level 2 T3 NC BUS LVL2 T3 NC 2.05% + $0.10 2.10% + $0.10 -0.05% $ –

Mastercard

New Mastercard Enterprise Solution Wholesale Travel Program Product Codes—Program Name

Mastercard is expanding the Wholesale Travel Program by introducing 5 new commercial B2B credit product codes. The existing Wholesale Travel Program is being renamed to support the changes as Mastercard B2B Product.

FPI IQSTA Current Fee Program Name (PPM Description Name New Fee Program Name (PPM Description Name) Current MAS and TSYS Express Fee Descriptor New MAS and TSYS Express Fee Descriptor
BB 11324 MC GLOBAL WHOLESALE TRAVEL B2B MC Global Wholesale Travel B2B MBS GLBWHSLTRAVB2B GLWHSLTRB2BMBS
2020-2021 Revised U.S.Region Interchange Programs and Rates for Assurance Framework

Mastercard is modifying the rates for existing U.S. domestic Consumer and Commercial interchange programs.

IRD IQSTA IC Level Current Fee Program (PPM Description Name Current MAS and TSYS Express Fee Descriptor Current Rate New Rate Difference in % Rate Difference in $ Rate
WU 0756 2BM World Elite Airline ELITEAIRLINE 2.30% + $0.10 2.55% + $0.10 +0.15%
HU 2201 2GH High Value Airline HV AIRLINE 2.30% + $0.10 2.55% + $0.10 +0.15%
06 0646 2AA World Convenience Purchases Base WRLDCONVPURBSE 2.00% + $0.00 1.90% + $0.04 -0.10% +$0.04
23 0043 216 MC Convenience Purchases Credit CONV PUR BASE 1.90% + $0.00 1.65% + $0.04 -0.25% +$0.04
HH 2188 2F4 High Value Convenience Purchases Base HV CONV PURBSE 2.00% + $0.00 2.30% + $0.04 +0.30% +$0.04
RL 0364 2B8 Enhanced Convenience Purchases Base ENHCONV PURBSE 1.90% + $0.00 1.80% + $0.04 -0.10% +$0.04
WH 0743 2A9 World Elite Convenience Purchases Base ELITECONVPURBSE 2.00% + $0.00 2.30% + $0.04 +0.30% +$0.04
53 0152 2AQ World Full UCAF WRLD FULL UCAF 2.05% + $0.10 2.20% + $0.10 +0.15%
79 0217 2AO Full UCAF FULL UCAF 1.89% + $0.10 1.95% + $0.10 +0.06%
HT 2200 2GG High Value Full UCAF HV FULL UCAF 2.50% + $0.10 2.60% + $0.10 +0.10%
RO 0367 2CB Enhanced Full UCAF ENH FULL UCAF 2.04% + $0.10 2.10% + $0.10 +0.06%
WT 0755 2BL World Elite Full UCAF ELITEFULLUCAF 2.50% + $0.10 2.60% + $0.10 +0.10%
03 0643 293 World Key-Entered WRLD KEY ENT 2.05% + $0.10 2.20% + $0.10 +0.15%
92 0059 219 MC Key Entered Credit KEY ENTERED 1.89% + $0.10 1.95% + $0.10 +0.06%
HC 2183 2FZ High Value Key-Entered HV KEY ENT 1.50% + $0.10 2.60% + $0.10 +1.10%
RQ 0581 2CD Enhanced Key-Entered ENH KEY ENT 2.04% + $0.10 2.10% + $0.10 +0.06%
WC 0738 2A4 World Elite Key-Entered ELITEKEYENT 2.50% + $0.10 2.60% + $0.10 +0.10%
97 0057 218 MC Travel Industries Premier Service Credit LODG AUTO 2.58% + $0.10 2.65% + $0.10 +0.07%
RS 0583 2CF Enhanced Travel Industries Premier Service ENH LODG AUTO 1.80% + $0.10 1.75% + $0.10 -0.05%
24 0662 2AL Merchant UCAF MERCHANT UCAF 1.89% + $0.10 1.95% + $0.10 +0.06%
HS 2199 2GF High Value Merchant UCAF HV MRCH UCAF 2.50% + $0.10 2.60% + $0.10 +0.10%
RN 0366 2CA Enhanced Merchant UCAF ENH MERCH UCAF 2.04% + $0.10 2.10% + $0.10 +0.06%

IRD IQSTA IC Level Current Fee Program (PPM Description Name Current MAS and TSYS Express Fee Descriptor Current Rate New Rate Difference in % Rate Difference in $ Rate
WS 0754 2BK World Elite Merchant UCAF ELITEMRCHUCAF 2.50% + $0.10 2.60% + $0.10 +0.10%
02 0642 292 World Merit I WRLD MERIT 1 2.50% + $0.10 2.20% + $0.10 -0.30%
02 1484 2EV World Merit I (Real Estate MCCs) WRLD M1 R-E 1.10% + $0.00 1.43% + $0.05 +0.33% +$0.05
78, 88, 98 0013 210 MC Merit 1 Credit MERIT I 1.89% + $0.10 1.95% + $0.10 +0.06%
78, 88, 98 1482 2ET Merit 1 (Real Estate MCCs) MERIT 1 R-E 1.10% + $0.00 1.43% + $0.05 +0.33% +$0.05
HB 2182 2FY High Value Merit 1 HV MERIT 1 2.50% + $0.10 2.60% + $0.10 +0.10%
HB 2250 2GM High Value Merit 1 Insurance HV M1 INS 2.20% + $0.10 2.25% + $0.10 +0.05%
RP 0580 2CC Enhanced Merit 1 ENH MERIT 1 2.04% + $0.10 2.10% + $0.10 +0.06%
RP 1483 2EU Enhanced Merit 1 (Real Estate MCCs) ENH M1 R-E 1.10% + $0.00 1.43% + $0.05 +0.33% +$0.05
WB 0737 2A3 World Elite Merit I ELITEMERIT1 2.50% + $0.10 2.60% + $0.10 +0.10%
WB 1481 2ES World Elite Merit I (Insurance MCCs) ELITE M1 INS 2.20% + $0.10 2.25% + $0.10 +0.05%
04 0644 294 World Merit III Base WRLD MERIT 3 1.77% + $0.10 1.90% + $0.10 +0.13%
70, 80 0015 212 MC Merit III Credit MERIT III 1.58% + $0.10 1.65% + $0.10 +0.07%
HD 2184 2F0 High Value Merit III Base 1 HV MERIT 3 2.20% + $0.10 2.30% + $0.10 +0.10%
RA 0353 2BX Enhanced Merit III Base ENH MERIT3 1.73% + $0.10 1.80% + $0.10 +0.07%
WD 0739 2A5 World Elite Merit III Base ELITEMERIT3 2.20% + $0.10 2.30% + $0.10 +0.10%
93 0014 211 MC Passenger Transport Credit CONSUMER P/T 1.75% + $0.10 1.65% + $0.10 -0.10%
RR 0582 2CE Enhanced Passenger Transport ENH PASS TRAN 1.90% + $0.10 1.75% + $0.10 -0.15%
58 0653 2AH World Restaurant WRLD RESTRNT 1.73% + $0.10 1.85% + $0.10 +0.12%
HQ 2197 2GD High Value Restaurant HV RESTRNT 2.20% + $0.10 2.00% + $0.10 -0.20%
WQ 0752 2BI World Elite Restaurant ELITERESTRNT 2.20% + $0.10 2.00% + $0.10 -0.20%
01 0641 291 World Standard WRLD STD 2.95% + $0.10 3.15% + $0.10 +0.20%

IRD IQSTA IC Level Current Fee Program (PPM Description Name Current MAS and TSYS Express Fee Descriptor Current Rate New Rate Difference in % Rate Difference in $ Rate
75, 85, 95 0001 201 MC Standard Domestic Fees Credit DOMESTIC SALES 2.95% + $0.10 3.15% + $0.10 +0.20%
HA 2181 2FX High Value Standard HV STD 3.25% + $0.10 3.15% + $0.10 -0.10%
RU 0585 2CH Enhanced Standard ENH STANDARD 2.95% + $0.10 3.15% + $0.10 +0.20%
WA 0736 2A2 World Elite Standard ELITESTD 3.25% + $0.10 3.15% + $0.10 -0.10%
07 0647 2AB World Supermarket Base WRLD SMK 1.58% + $0.10 1.70% + $0.10 +0.12%
71, 81 0027 213 MC Supermarket Credit SMK2 1.48% + $0.10 1.45% + $0.10 -0.03%
HI 2189 2F5 High Value Supermarket Base HV SMK 1.90% + $0.10 2.10% + $0.10 +0.20%
RE 0357 2B1 Enhanced Supermarket Base ENH SMK 1.48% + $0.10 1.60% + $0.10 +0.12%
WI 0744 2BA World Elite Supermarket Base ELITESMKT 1.90% + $0.10 2.10% + $0.10 +0.20%
96 0075 230 MC World T/E WORLD T&E 2.30% + $0.10 2.25% + $0.10 -0.05%
HR 2198 2GE High Value T&E HV T&E 2.75% + $0.10 2.55% + $0.10 -0.20%
WR 0753 2BJ World Elite T&E ELITET&E 2.75% + $0.10 2.55% + $0.10 -0.20%
HZ 2204 2GK High Value T&E Large Ticket HV T&E LT 2.00% + $0.00 2.55% + $0.00 +0.55%
WZ 0311 2BU World Elite T&E Large Ticket ELITE T&E LT 2.00% + $0.00 2.55% + $0.00 +0.55%
CU 0153 2BO MC Consumer Credit Utilities UTILITIES CR 0.00% + $0.65 0.00% + $0.75 +$0.10
CW 0635 2BQ World Utilities WRLD UTILITIES 0.00% + $0.65 0.00% + $0.75 +$0.10
RT 0584 2CG Enhanced Utilities ENH UTILITIES 0.00% + $0.65 0.00% + $0.75 +$0.10
34 0561 282 Consumer Credit Refund Group 1 CON CR RF GR1 0.00% + $0.65 0.00% + $0.75 +$0.10
35 0562 283 Consumer Credit Refund Group 2 CON CR RF GR2 2.09% + $0.00 1.75% + $0.00 -0.34%
36 0563 284 Consumer Credit Refund Group 3 CON CR RF GR3 1.95% + $0.00 1.75% + $0.00 -0.34%
37 0564 285 Consumer Credit Refund Group 4 CON CR RF GR4 1.82% + $0.00 1.75% + $0.00 -0.07%
38 0565 286 Consumer Credit Refund Group 5 CON CR RF GR5 1.73% + $0.00 1.75% + $0.00 +0.02%
78, 88, 98 1478 2EP MC Merit I Debit Real Estate MERIT 1 R-E DB 1.10% + $0.00 0.80% + $0.25 -0.30% +$0.25
68 11371 2NW MC COMM DATA RATE 1 HEALTHCARE PREPAID COMDR1HCRPPD 1.00% + $0.00 2.65% + $0.10 +1.65% +$0.10
68 11372 2NX MC COMM DATA RATE 1 HEALTHCARE PREPAID CAP CMDR1HCRPPDCAP 0.00% + $5.00 2.65% + $0.10 +2.65% -$4.90
68 11369 2NY MC COMM DATA RATE 1 HEALTHCARE LRG MKT COMDR1HCRLGMK 1.00% + $0.00 2.65% + $0.10 +1.65% -$0.10
68 11370 2NZ MC COMM DATA RATE 1 HEALTHCARE LRG MKT CAP CMDR1HCRLGMKCP 0.00% + $5.00 2.65% + $0.10 +2.65% -$4.90

Discover

Discover Rate Changes

Discover is modifying several interchange rates for consumer debit, consumer credit and prepaid card products.

DPI IQSTA IC Level Fee Program Name (PPM Description Name MAS and TSYS Express Fee Descriptor Current Rate New Rate Difference in % Rate Difference in $ Rate
115 1003 7A2 DS PSL Restaurants Debit RESTAURANT DB 1.10% + 0.16 1.14% + 0.15 +0.04% -$0.01
112 1000 7A4 DS PSL Retail Rewards RETAIL RW 1.71% + 0.16 1.72% + 0.15 +0.01% -$0.01
146 1148 7A6 DS PSL Retail PR RETAIL PR 1.71% + 0.10 1.74% + 0.10 +0.03%
102 0990 7A7 DS PSL Supermarkets/WH Clubs Rewards SMKT/WHSE RW 1.60% + 0.10 1.62% + 0.10 +0.02%
120 1008 7AD DS CNP REWARDS CNP REWARDS 2.00% + 0.10 2.02% + 0.10 +0.02%
104 0992 7AG DS PSL Emerging Markets Rewards EMERG MKTS RW 1.45% + 0.05 1.50% + 0.05 +0.05%
142 1114 7AI DS PSL Emerging Markets PR EMERG MKTS PR 1.45% + 0.05 1.50% + 0.05 +0.05%
144 1116 7AL DS PSL Express Services PR EXPRES SVCS PR 1.95% + 0.00 1.97% + 0.00 +0.02%
116 1004 7AM DS PSL Hotels/Car Rentals Rewards HOTEL/CAR RW 1.90% + 0.00 1.92% + 0.00 +0.02%
219 2818 7C5 DS Hotels/Car Rentals (Premium Plus) HOTEL/CAR PP 2.40% + 0.10 2.57% + 0.10 +0.17%
122 1010 7AP DS PSL Key Entry Rewards KEY ENTRY RW 2.00% + 0.10 2.02% + 0.10 +0.02%
151 1123 7AR DS PSL Key Entry PR KEY ENTRY PR 2.00% + 0.10 2.02% + 0.10 +0.02%
118 1006 7AS DS PSL Passenger Trans Rewards PASS TRNSPT RW 1.90% + 0.10 1.92% + 0.10 +0.02%
164 1527 7CB DS Retail Core RETAIL 1.56% + 0.10 1.57% + 0.10 +0.01%
217 2816 7C3 DS Retail (Premium Plus) RETAIL PP 2.15% + 0.10 2.17% + 0.10 +0.02%
221 2820 7C7 DS CNP Premium Plus CNP PREM PLS 2.40% + 0.10 2.45% + 0.10 +0.05%
222 2821 7C8 DS Key Entry (Premium Plus) KEY ENTRY PP 2.40% + 0.10 2.45% + 0.10 +0.05%
242 10152 7FI DS PSL – Supermarkets/Warehouse Clubs Prepaid SMKT/WHSE PPD 1.10% + 0.16 1.12% + 0.16 +0.02%
350 10157 7FI DS PSL – Retail Prepaid RETAIL PPD 1.10% + 0.16 1.12% + 0.16 +0.02%
351 10158 7FO DS PSL – Restaurants Prepaid RESTAURANT PPD 1.10% + 0.16 1.14% + 0.15 +0.04% -$0.01
333 10161 7FR DS CNP PREPAID CNP PREPAID 1.75% + 0.20 1.76% + 0.20 +0.01%
334 10162 7FS DS Key Entry Prepaid KEY ENTRY PPD 1.75% + 0.20 1.76% + 0.20 +0.01%
361 10145 7FX DS Commercial Electronic Prepaid COMM ELEC PPD 2.30% + 0.10 2.35% + 0.10 +0.05%
428 11142 7HX DS COMMER ELEC DB COMM ELEC DB 2.30% + 0.10 2.35% + 0.10 +0.05%
124 1012 7BD DS Commercial Electronic Submission Level COMM ELEC 2.30% + 0.10 2.35% + 0.10 +0.05%
460 11325 7JT DS e-Commerce Rewards ECOM REWDS 2.00% + 0.10 2.02% + 0.10 +0.02%
150 1122 7AF DS CNP PREMIUM CNP PREM 2.00% + 0.10 2.02% + 0.10 +0.02%
462 11327 7JV DS e-Commerce Premium ECOM PREM 2.00% + 0.10 2.02% + 0.10 +0.02%
464 11329 7JX DS e-Commerce Premium Plus ECOMPREMPL 2.40% + 0.10 2.45% + 0.10 +0.05%
465 11330 7JY DS e-Commerce Prepaid ECOM PPD 1.75% + 0.10 1.76% + 0.10 +0.01%
468 11653 7JY DS E-Commerce Secured Rewards ECOM SEC RWDS 2.00% + 0.10 1.90% + 0.10 -0.10%
470 11655 7J7 DS E-Commerce Secured Premium ECOM SEC PREM 2.00% + 0.10 1.95% + 0.10 -0.05%
471 11656 7J8 DS E-Commerce Secured Core ECOM SEC CORE 1.89% + 0.10 1.80% + 0.10 -0.09%
472 11657 7J9 DS E-Commerce Secured Premium Plus ECOMSEC PREMPL 2.40% + 0.10 2.35% + 0.10 -0.05%