Levels Of PCI Compliance
In 2006, due to the ubiquity of online shopping and lack of security around a new form of credit card use, American Express, MasterCard, Visa, Discover, and JCB International founded the Security Standards Council to combat the threat of cardholder data theft. This council drafted rules for merchants and payment processors, designed to protect cardholder […]
MacPayments PCI Program
A stolen credit card means potentially devastating losses for the card network, banks, and the cardholders themselves. That’s why the Payment Card Industry is always trying to stay one step ahead of criminals who would steal cardholder data. That’s why American Express, MasterCard, Visa, Discover, and JCB International founded the Security Standards Council in 2006—their […]
How MacPayments Helps Merchants Stay PCI Compliant
At MacPayments, we understand how vital it is to help merchants stay compliant within the Payment Card Industry’s Data Security Standards. We’ve all seen the headlines about giant companies being hacked and their customers’ credit and debit card information being sold on the Dark Web, so we know how scary it can be to have […]
PCI Non-Compliance
Data breaches are the enemy of the payments industry. The PCI-DSS, which stands for Payment Card Industry Data Security Standards, is a set of rules set forth by the PCI Security Standards Council specifically to lessen the chances of a data breach. This Council is comprised of Visa, MasterCard, Discover, American Express, and JCB International, […]
Card Tokenization
The Next Level in Preventing Credit Card Fraud In recent years, new headlines involving security breaches of big companies like Target and Uber have placed the methods by which the payments industry protects consumer data under public scrutiny. Merchants and processors have the responsibility to keep cardholder information safe, although it is increasingly hard to […]
Credit Card Encryption
Encryption & PCI Compliance Surely you’ve heard about skimmers being placed on gas station pumps or similar, of criminals trying to capture credit card information. PCI-compliance helps merchants avoid potentially dangerous situations like these. Staying PCI-compliant should be a primary concern for any merchant. Security breaches can spell disaster for businesses large and small, as […]
Understanding Data Levels 1 & 2
There are three levels of data that determine authorization and interchange pricing. All transactions require information to be authorized, but certain transactions require more information than others. The amount of data required for a transaction determines if it is a Level 1 transaction, a level 2 transaction, or a level 3 transaction, and these levels […]
